Client Alert: Insurance Coverage for COVID-19 Loss and Liabilities

In the past several weeks, the threat of coronavirus disease 2019 (COVID-19) has significantly disrupted most aspects of American life.  Businesses will surely seek recoveries from their insurers to reimburse them for loss resulting from these disruptions.  The precise terms of each insurance policy must be considered, along with the law of the state governing that policy, in assessing the validity and viability of each business’s claim for insurance coverage.  This Client Alert, written by Partner Patrick Frye, provides general comments on certain issues that the insured business and insurer alike will consider under various types of insurance policies.