Client Alert: Class Actions Against Property Insurers in the Wake of COVID-19

Several class actions have been filed recently asserting claims for business interruption coverage arising from business closures due to COVID-19. These suits assert claims on behalf of nationwide classes of the defendant insurers’ policyholders. More may be filed in the next few weeks. There is a reasonable chance that most major insurers offering business interruption coverage in the United States will be named as a defendant in one or more of these class actions. To help understand the issues that these suits raise, this Client Alert by Thomas Bush lists a few of the key distinctive features of these class actions.